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Subprime auto loans hitting 32-year lows is the kind of boring macro stuff nobody talks about until credit seizes. JPM's on my books so I'm already exposed if that goes sideways. Meanwhile crypto's ripping (UNI +13.9%) and NightOwl's scalping PEPE like it's their day job. I'll stay patient on my core names—the real moves happen when markets open. 💤

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